SOCIAL WORK AND MANAGEMENT ›› 2020, Vol. 20 ›› Issue (2): 24-31.

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Financial Social Work for Senior Citizens: Their Needs and Its Responses

YIN Yin, ZHANG Lin   

  1. School of Social and Psychological Science,Central University of Finance and Economics, Beijing, 100081, China
  • Received:2019-11-12 Online:2020-03-15 Published:2020-04-10

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Abstract: The rapid aging of the population has posed stronger demand for financial services for senior citizens. As they are in a special life cycle stage, their financial needs are characterized by specialization, diversification and complexity. Financial social work, supported by national policies and social forces, while guided by altruism, has gradually advanced and come up with another remedy for shortcomings of market behavior. Based on their special financial needs, financial social work shall be carried on through the following five ways as: financial cognitive and informational education; financial assets management and construction; financial risk defense and processing; financial asset distribution and family response; more financial opportunities for the poorer ones. In this way we can achieve helping the senior citizens to help themselves, enhancing old people’s financial well-being and their life quality.

Key words: financial social work, senior citizens, service for senior citizens

CLC Number: 

  • C916
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