SOCIAL WORK AND MANAGEMENT ›› 2023, Vol. 23 ›› Issue (1): 26-34.

• SHEHUI GONGZUO • Previous Articles    

Development and Implementation of Financial Literacy Intervention Manual for Adolescents: Based on the Design of Financial Resilience Framework

CHAI Xue1, WANG Zichuan2, WANG Jingying2, LIU Zewei3   

  1. 1. Law School, Shihezi University, Shihezi, Xinjiang, 832000, China;
    2. School of Social and Public Administration, East China University of Science and Technology, Shanghai, 200237, China;
    3. School of Social and Behavioral Sciences, Nanjing University, Nanjing, Jiangsu, 210023, China
  • Received:2022-04-06 Published:2023-01-10

Abstract: As the society becomes increasingly financialized, financial literacy receives more and more attention. Vulnerable groups in the financial society are more vulnerable to financial risks due to information asymmetry and lack of competence, and their resilience is weak. Although China attaches great importance to the financial literacy education of consumers, little attention ia paid to teenagers in this regard. Their financial literacy education is mostly shaped by families, resulting in the current situation of overall low level of financial literacy among teenagers. This study takes financial resilience as the design concept and selects financial risk perception, learning participation and self-efficacy as the intermediary variables. The service content involves four themes: economic resources, financial resources, financial knowledge and behavior, and social capital, and designs intervention programs for the cultivation of adolescents’ financial literacy. At the same time, through the formulation and revision of the intervention manual and the introduction of the intervention research process design, the implementation process of the social work intervention research project is more clearly demonstrated. Of course, whether the above design can effectively improve teenagers’ financial literacy requires further statistical analysis of the data obtained from the intervention to verify and continuously improve the scheme.

Key words: adolescents, finance, resilience, intervention manual

CLC Number: 

  • C916
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