社会组织从业者金融素养现状及其影响因素研究——基于我国31个省市自治区956份问卷

摘要/Abstract

摘要： 我国社会组织发展迅速，社会组织从业者成为社会建设和发展的一支重要力量。基于对我国31个省市自治区956名社会组织从业者问卷调查的数据，首先对社会组织从业者金融素养的金融知识、金融技能和金融行为等三个维度进行了描述性分析，其次基于多元线性回归分析了不同因素对社会组织从业者金融素养的影响。研究发现，我国社会组织从业者中约五分之一金融素养得分较高，其中年龄、性别、投资、自评家庭经济状况对金融素养具有显著影响，而教育程度、个人收入、收入稳定性、全职公益年限、工作机构类型的影响不显著。因此，需要加强对社会组织从业者金融素养的关注，将金融教育实务课程纳入社会组织从业者的培养体系，积极发展我国本土金融社会工作专业，拓展社会工作对于金融和社会的影响。

关键词: 社会组织, 公益从业者, 金融素养, 影响因素

Abstract: With rapid growth of social organizations in China, social workers are playing an increasingly important role in social development. Based on questionnaire surveys of 956 practitioners in 31 provinces and cities in China, the paper firstly shows the descriptive analysis of their financial literacy from dimensions of financial knowledge, financial skills and financial behavior. Secondly, based on the MLR(Multiple Linear Regression) analysis,the study analyzes the influence of different factors posed on practitioners’ financial literacy.The study found that about one-fifth of the employees of social organizations in China had a high score in financial literacy. Factors like age, gender, investment and self-assessed family economic status had a significant impact on it, while education, individual income, income stability, full-time public welfare span, and types of work institutions exerted no strong effect. It is suggested that more attention shall be paid to the financial literacy of social workers through integrating more practical courses of financial education into the training system, and actively promoting local financial social work specialty in China so as to expand the impact of social work on finance and society.

Key words: social organization, social worker, financial literacy, influencing factors

中图分类号:

C916

周玲, 杜娟. 社会组织从业者金融素养现状及其影响因素研究——基于我国31个省市自治区956份问卷[J]. 社会工作与管理, 2020, 20(2): 32-40.

ZHOU Ling, DU Juan. Current Status and Influencing Factors of Financial Literacy of Chinese NGO Workers: Based on the Results of 956 Questionnaires in 31 provinces, City and Autonompus Region in China[J]. SOCIAL WORK AND MANAGEMENT, 2020, 20(2): 32-40.

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