赋权式金融教育：基于性别与发展的视角

摘要/Abstract

摘要： 为助力基层社会治理创新和实现共同富裕，社会工作者和基层社会组织成为开展居民金融教育的有生力量。性别与发展视角下的金融教育遵循赋权原则，注重情境性和服务对象的主体性，并将微观与宏观、显性因素与隐性因素、个体与结构联系起来，为把握不同群体消费者金融素养水平的短板和需求，开展分类教育和精准对接的金融教育服务提供新思路。赋权式金融教育通过走进服务对象的日常生活，挖掘真实的金融需求；金融知识教育与经济心理行为干预相融合；培育社区的信用和文化软资产；强化金融教育赋能的综合效应等策略，将关怀、相互合作与支持的再生产逻辑融入金融教育实践中，以期为金融社会工作实务提供参考。

关键词: 金融教育, 赋权, 性别与发展

Abstract: In order to contribute to grassroots social governance innovation and achieve common prosperity, social workers and grass-root social organizations have become effective in promoting financial among residents. Financial education, from the perspective of gender and development, follows the principle of empowerment, focuses on contextuality and the subjectivity of service recipients, and links micro and macro, explicit and implicit factors, and individual and structure, in order to grasp the shortcomings and needs of different groups of consumers in terms of financial literacy level. It provides new ideas for categorized education and precise connection, and needs of different groups of consumers, and provide new ideas for categorized education and precise matching. By walking into the life of service recipients, empowerment financial education can tap the real financial needs. It will integrate the financial literacy education with behavior intervention for economic psychology, and cultivate the credit and cultural soft assets of communities; and strengthen the comprehensive effect of financial education empowerment. Through these measures, it will take the reproductive logic of care, cooperation and support into teaching practice,with a view to provide references for the practice of financial social workers.

Key words: financial education, empowerment, gender and development

中图分类号:

C916

聂真真, 蒋龙. 赋权式金融教育：基于性别与发展的视角[J]. 社会工作与管理, 2023, 23(1): 35-42.

NIE Zhenzhen, JIANG Long. Empowerment Financial Education: A Gender and Development Perspective[J]. SOCIAL WORK AND MANAGEMENT, 2023, 23(1): 35-42.

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